Payment Gateway in India

We are Authorised Associate Partner of E-Billing Solutions. (EBS) Payment Gateway.

The E-commerce market is totally democratic. This is perfect capitalism: If you sell you win, if you don’t sell you lose.
    E-Billing Solutions Pvt. Ltd. (EBS), an Ogone group company is one of the leading payment processors in India providing to thousands of merchants, with real time secured online transactions providing multiple payment options on a single platform.

    EBS offers more than 60+ payment options to merchants including credit cards, debit cards, net banking, cash card, IVRS, EMI facility, which enables them to collect online payments from their customers seamlessly. Our systems provide advanced technologies to Indian e-Merchants vide a user-friendly console, multiple payment options, faster process of transactions & simple customer online experience. The platform independent systems offer a solution that is “Value for Money” as it does not require additional infrastructure or skilled manpower.

    EBS was the first Indian Merchant Account provider in India to be compliance with the security standards for the Payment Gateway Card Industry’s Data Security Council (PCI DSS) & continues to strive for merchant’s security adhering to international security standards for its systems & solutions. EBS Risk Management Solution has helped merchants restrict fraudulent transactions and currently have the least fraud ratio in the industry.

    EBS with its presence in Mumbai, Chennai, Hyderabad, Delhi, Bangalore, Ahmadabad and Trivandrum has dominated the industry with a personal merchant centric approach offering various solutions to suit merchant requirements.

    Today the Internet is a big market potentially able of covering the population of the whole world. This is why electronic commerce i.e. E-Commerce is so attractive for many traditional businesses.

    The amount of trade transmitted electronically has grown dramatically since the large introduction of the Internet. Since mid 1990 traditional traders followed large Computer Manufacturers into the new sphere and today you can buy practically anything through the Internet: from a bunch of flowers to a car. The only exception seems to be a trip to Mars.

  • First in India to use VeriSign EVSSL certificate with 256 bit SSL encryption.
  • Offers Master, Visa & Diners Card – constitutes 95% credit cards processed online.
  • 46 Debit Cards processed that includes prominent Banks.
  • Net Banking options of preferred banks in India & more banks being added on regular basis.
  • Enables cash card, IVRS, EMI & many more introduction of payment modes.
  • EBS is MSP with multiple leading acquiring banks such as Citibank, Axis Bank, HDFC Bank.
  • Your Brand Name on your customer’s credit card statement.
  • Embedded 3D secured protocol through MasterCard Secure Code & Verified by Visa for authentication of card security.
  • 99.999% server uptime.
  • Servers of EBS are nationally located decreasing lag time thereby completing transaction faster than majority service providers in India.
  • Plug-n-Play integration kit available in around 6 development languages and 32 shopping carts covering prominent ecommerce platform.
  • EBS has a robust disaster recovery solution – in the event of disaster services can be restored back.
  • High End IBM rack servers with an efficient intrusion detection & prevention system hosted in India’s only tier 4 data center.
  • India’s first company to have a highly scalable architecture to handle capability of peak transaction loads, on demand scalability solution securely within a PCI DSS compliant private cloud-computing environment.
  • Multi-currency feature enables the Merchant to display the approximate currency conversion value of their sale amount in USD, Euro or GBP.
  • Bulk Capture/Bulk Cancel option enables merchant to capture/cancel multiple transactions on two clicks.
  • Advanced API’s for seamless automation process.
  • Readymade integration kits, updated knowledge base & extensive support available.
  • Pre integrated Plug-n-play free shopping cart offered to EBS Merchants with extensive discount, shipping module which can list unlimited products.
  • EBS bill/E-invoice payment collection facility with ease to collect payments instantly for offering discounts & convenience of charging online without shopping cart.
  • Multi-level User access feature allows you to add users, to your account, create multiple logins and access levels and assign specific privileges to your employees.
  • Hacker Safe Audit for our online servers by McAfee.
  • Set up fees (Non-Refundable) should be paid to “EBS Authorised Associates”.
  • Service tax of 10.3% is applicable on all charges & may vary as per government rules and regulations.
  • Annual Maintenance Charges along with service tax will be deducted from initial settlement amount on pro-rata basis.
  • Payment for your online transactions will be settled by T+2 by our Nodal Bank – Citibank (i.e.:- On 2nd Banking day after the transaction is captured).
  • (Stamp paper/Franking Costs for Agreement, to be borne by Merchants).
  • Setup fees will not be refunded in-case of rejection by EBS/Acquiring banks owing to any outstanding dues or negative match for Applicant with card associations.
  • Products/Services should match details mentioned in company proof for which preliminary approval is given by EBS.
  • TDR – Transaction Discount Rate; AMC – Annual Maintenance Charges.

    These 3 Payment brands cover about 95% of online payments processed via Credit cards in India.

    Debit Cards of Visa Electron

    Debit Cards of Master Card

    Net Banking & Cash Cards